At SB Community Federal Credit Union, we have a variety of loans available to you. They all offer competitive rates and there's no fee to apply! Come in and pick up a loan application or apply online! Our friendly staff will help you receive the financing you need for every purpose.

We also offer automatic deduction from a designated account to make your payments for you. You'll never have to worry about a late fee or delinquent account!

We have a quick request turn around to insure you get your money fast. Let us assist you in finding the loan that fits you best.

Click an option below to learn more about our loan options.


Are you looking to buy a new vehicle without hassle and still get the best rate? Call us and let us help you through the vehicle buying process without the stress!

Already have a vehicle loan somewhere else? Refinance it with one of our low interest auto loans and let us do most of the work. Just sign the loan papers and we'll take care of the rest!


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Let us assist you in getting some of the fun extras in life such as a boat, ski-doo, snowmobile, dirt bike, motorcycle, trailer, camper, motor home, etc. Our interest rates are always competitive and without hidden costs. Enjoy life and let us take care of the financing!

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Revolving (Signature/Personal)

Sometimes you just need some extra cash right away. Our revolving loans are a great way to help pay for some of those extra costs in life.

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4 Seasons Loan (Signature/Personal)

This is a great option for those smaller personal loans with a shorter term. Just another great way to pay for some of those projects or extra costs that pop up!

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Check out our VISA credit card. It's a great way to have a credit card with a company that is always there to help you. You can also use it to pay off some of your other high interest credit cards!

Our VISA has great benefits such as:

  • NO annual fee
  • Low interest rate
  • 25 – day grace period!
  • Worldwide Acceptance
  • View your VISA account on your SB CFCU account in Home Banking!

Apply for our VISA card today!

For lost/stolen SB CFCU VISA cards call the credit union Monday-Friday 8:30 am – 5:30 pm at 231-759-2500. If it is after hours you can call 800-543-5073 within the United States or 727-570-4881 outside the United States.

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Overdraft Privilege

Making a mistake in your checkbook can cause you to pay a lot of fees with returned checks. Apply for our Overdraft Privilege (ODP) loan and receive a line of credit that will help protect your checking account.

You only pay interest charges if you use it and keep a balance on the ODP loan. If you don't use it you don't pay any interest, and of course you don't pay any service charges! It's a great way to prevent a negative checking account!

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Home Equity

Do you need some extra cash to improve your home? Take advantage of our Home Equity loans.

Ask one of our friendly staff members for assistance and let us get you going on your home improvements.

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Getting a mortgage can be a scary step in life. Let us help you through this process of buying your own home! We work with Member First Mortgage from Grand Rapids,, NMLS#149532, but you can fill out the application at the credit union with us right by your side. Getting a mortgage can be easy and not as stressful as you may think. Let us help you get into your dream home!

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Sallie Mae

Student Loans

Are you ready to further your education but need help financing it? We have partnered with Sallie Mae to help bring smart financing to our members.

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SB Community Federal Credit Union does not solicit personal or private information via e-mail.

SB Community Federal Credit Union is not responsible for the content or availability of any sites to which it is providing links.